:root{--navy:#0f2742;--navy2:#16365c;--orange:#f26a1b;--orange2:#d95a10;--ink:#1d2733;--muted:#5b6776;--line:#e3e8ef;--bg:#f6f8fb;--white:#fff;--radius:12px;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px}
img{max-width:100%;height:auto}a{color:var(--navy2)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#dbe6f3;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:19px}
.logo svg{width:34px;height:34px}
nav.main{display:flex;gap:18px;align-items:center}
nav.main a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
nav.main a:hover{color:var(--orange2)}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--orange);color:#fff!important;text-decoration:none;font-weight:700;padding:12px 18px;border-radius:999px;border:0;white-space:nowrap}
.btn:hover{background:var(--orange2)}
.btn.ghost{background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.6)}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:15px}
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,#1f4a7a 100%);color:#fff;padding:64px 0 56px}
.hero h1{font-size:clamp(30px,5vw,48px);line-height:1.15;margin:0 0 14px}
.hero p.lead{font-size:clamp(17px,2.2vw,20px);color:#dbe6f3;max-width:720px;margin:0 0 24px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.hero .note{margin-top:18px;font-size:14px;color:#b9cbe0}
.crumbs{font-size:14px;color:var(--muted);padding:14px 0}
.crumbs a{color:var(--muted)}
section{padding:52px 0}section.alt{background:var(--bg)}
h2{font-size:clamp(24px,3.4vw,32px);line-height:1.25;color:var(--navy);margin:0 0 16px}
h3{font-size:20px;color:var(--navy);margin:0 0 8px}
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card a.more{font-weight:700;text-decoration:none;color:var(--orange2)}
.step b{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--orange);color:#fff;align-items:center;justify-content:center;margin-bottom:10px}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{padding-left:28px;position:relative;margin:8px 0}
ul.check li:before{content:"";position:absolute;left:4px;top:10px;width:12px;height:7px;border-left:3px solid var(--orange);border-bottom:3px solid var(--orange);transform:rotate(-45deg)}
.content{max-width:820px}
.content p{margin:0 0 16px}
.callout{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.callout h2{color:#fff;margin:0 0 4px}.callout p{margin:0;color:#dbe6f3}
.disclose{background:#fff7ef;border:1px solid #f6d3b5;border-radius:var(--radius);padding:16px 18px;font-size:15px;color:#5a3b1d}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0}
details summary{cursor:pointer;font-weight:700;color:var(--navy)}
details p{margin:10px 0 0}
.city-list{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.city-list li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:600}
.city-list li a{text-decoration:none}
footer.site{background:var(--navy);color:#c7d5e6;padding:44px 0 90px;font-size:15px}
footer.site a{color:#fff;text-decoration:none}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
footer.site h4{color:#fff;margin:0 0 10px;font-size:16px}
footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin:6px 0}
footer.site .legal{border-top:1px solid rgba(255,255,255,.15);margin-top:28px;padding-top:18px;font-size:13px;color:#9fb2c8}
.mobile-call{display:none;position:fixed;left:12px;right:12px;bottom:12px;z-index:30;justify-content:center;box-shadow:0 8px 24px rgba(0,0,0,.25)}
@media (max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}footer.site .cols{grid-template-columns:1fr}}
@media (max-width:760px){
 nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:12px 20px;border-bottom:1px solid var(--line)}
 nav.main.open{display:flex}.menu-toggle{display:block}
 header.site .btn{display:none}
 .g2,.g3,.g4{grid-template-columns:1fr}
 .mobile-call{display:flex}
 section{padding:40px 0}.hero{padding:44px 0 40px}
}